What is the Asking Price?

The current asking price for this property is $429,000. Please contact me here for further details about this property.

What are the Property's Features?

This home features : Southshore area, 4 beds, 3 baths, 1 half-bath, 2,820 sqft, 0.18 acres lot, built in 2021, 28 pictures.

Where is the property located?

Property is located at 528 OCEAN SPRAY DR, RUSKIN, FL, US. You can view this listing on our map here .

En venta: 528 Ocean Spray Dr, Ruskin, 33570, FL

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528 OCEAN SPRAY DR, RUSKIN, 33570

$429,000
Price changed 01/13/2026 from $430,000, -0.23%
4 Beds, 3 Baths (and 1 half-baths) , 2,820 Sq.Ft
County: Hillsborough
Subdivision: SHELL COVE PH 2

Property highlights

MLS#: TB8425549
7,680.00 lot size Sq.Ft.
Year built: 2021
Parking spaces: 3
Pool: Community pool

Listed: 09/10/2025
Taxes: $10,266.89
Annual CDD fee (inc. in Taxes): $2,715.00
HOA fees (monthly): $7.08
Average Monthly Fees (not including CDD, if any): $7.08
Maintenance fee includes: Common Area Taxes, Pool and Private Road
Virtual Tour

Property Overview

One or more photo(s) has been virtually staged. Welcome to 528 Ocean Spray Dr in Ruskin, a 2021-built, move-in ready home offering 4 bedrooms, 3.5 bathrooms, and 2,820 sq ft in the sought-after Shell Cove community. This rare opportunity combines low-interest assumable financing, modern construction, and flexible living spaces—a powerful advantage in today’s market.

Designed with an open-concept floor plan, the home features high ceilings, tile flooring, and abundant natural light. The chef’s kitchen is the heart of the home with granite countertops, stainless steel appliances, and a large center island—perfect for entertaining and everyday living.

A standout feature is the private in-law suite with its own entrance, ideal for multigenerational living, guests, home office, or rental income potential. The primary suite offers a peaceful retreat with a walk-in closet, dual vanities, garden tub, and separate shower. Two additional bedrooms share a Jack-and-Jill bathroom, providing smart separation and privacy.

Enjoy Florida living in the oversized backyard, perfect for gatherings, pets, or future outdoor enhancements. Residents of Shell Cove enjoy access to a community pool, well-maintained common areas, and a prime location just minutes from shopping, dining, and grocery stores.

NO FLOOD INSURANCE REQUIRED!

Assumable VA loan at 2.99% (qualified buyers)

Built in 2021.

Low HOA.

Convenient access to I-75, Tampa, and surrounding areas.

Bonus: A FREE appraisal and potential lender incentives are available when using the preferred lender.

Driving directions : Go North on US 41. Turn left on W Shell Point Road. Turn right on Fourth St NW. Turn left on Sixth Ave NW. Turn left on Ocean Spray Drive. House will be on the left.

Property Features

Rooms	Dimension	Description
Living Room	19x18	First level , Tile
Kitchen	9x16	First level , Tile
Dining Room	11x13	First level , Tile
Primary Bedroom	18x13	First level , Carpet
Primary Bathroom	10x13	First level , Tile , Tub with Separate Shower Stall
Bedroom 2	12x12	First level , Carpet
Bathroom 2	5x4	First level , Tile , Jack & Jill Bathroom
Bedroom 3	13x11	First level , Carpet
Bedroom 4	11x13	First level , Carpet
Bathroom 3	6x9	First level , Tile
Great Room	18x12	First level , Tile , En Suite Bathroom , Kitchen Island , Wet Bar

Interior Features

Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-In Closet(s)
Wet Bar

Appliances

Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer

Heating

Electric

Laundry features

Electric Dryer Hookup
Inside
Laundry Room

Air Conditioning

Central Air

Floor Covering

Carpet
Tile

Utilities

Cable Available
Electricity Available

Exterior features

Patio and porch features

Covered

Pets restrictions

Buyer and buyer agent to verify with the HOA

Community Features

Buyer Approval Required
Deed Restrictions
Pool

Association Amenities

Pool

Construction Materials

Brick

Road Surface Type

Asphalt
Paved

Roof

Shingle

Foundation

Slab

Listing information courtesy of LPT REALTY, LLC

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Listing data comes from My Florida Regional MLS.