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NO FLOOD INSURANCE REQUIRED, NO FLOOD ZONE! FENCED IN YARD TONS OF CABINETRY HUGE KITCHEN WITH BREAKFAST BAR CONVENIENT WALK THROUGH KITCHEN Breakfast Bar Eat In Kitchen EAT-IN KITCHEN KITCHEN WITH SLIDER TO SCREENED-PORCH BREEZY SCREENED PORCH LARGE SCREENED PORCH MASTER BATH MASTER WALK IN SHOWER BATHROOM #2 BATHROOM #2 WITH TUB NEW FRONT DOOR DURABLE TILE THROUGHOUT LARGE LIVING ROOM WITH SLIDERS TO SCREENED PORCH NEW ENERGY STAR WINDOWS TOO LIVING ROOM LIVING ROOM SPLIT FLOOR-PLAN HUGE PANTRY LARGE MASTER SUITE MASTER SUITE WITH SLIDER TO SCREENED PORCH MASTER WALK IN CLOSET LARGE BEDROOM #2 BEDROOM #2 BEDROOM #3 BEDROOM #3 THE BEAUTIFUL HARBOR HILLS NEIGHBORHOOD! CLOSE TO BEACHES LARGE CORNER LOT ELECTRIC BILL ONLY $30/MO NEW FRONT DOOR Welcome to 3425 High Bluff Dr, Largo, FL 33770 FENCED BACK YARD ELECTRIC BILL $30/MONTH! SPLIT FLOOR PLAN!
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3425 HIGH BLUFF DR, LARGO, 33770

  • $499,000
  • Price changed 11/19/2025 from $518,000, -3.67%
  • 3 Beds, 2 Baths , 1,626 Sq.Ft
  • County: Pinellas
  • Subdivision: HARBOR HILLS


Property highlights

  • MLS#: TB8437114
  • 8,817.00 lot size Sq.Ft.
  • Year built: 1963
  • Parking spaces: 2
  • Listed: 10/15/2025
  • Taxes: $3,785.00
  • HOA fees (monthly): $8.33
  • Average Monthly Fees (not including CDD, if any): $8.33

Property Overview

PAID-OFF solar panels (installed 2021) keeping the average electric bill just $30/month. Recent upgrades include seven new ENERGY STAR windows and a new front door (2024) for added security and efficiency. Major systems are in great shape with HVAC (2019) and roof (2016), offering peace of mind for years to come. Must see in person! Call today! Nestled among million dollar homes, this energy-efficient, move-in ready home is in the highly desirable Harbor Hills community, located HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required. Step inside to a naturally bright and spacious eat-in kitchen featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. screened patio, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and a garden. Or expand your fence even further for a private backyard oasis. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods people rarely leave. Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants, just 5 minutes from the beach! With an HOA of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike. Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), Roof 2016 | HVAC 2019, NO flood insurance required, Short-term rentals allowed, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location, a rare find at this price in today’s market! You have to see this one, call today!

Driving directions : From US 19 head west on Roosevelt/East Bay toward the Gulf, turn left (south) at Indian Rocks Rd, and approximately 1 mile south, 3425 High Bluff Dr will be on the right. Park on street or in drive.

Property Features

Rooms Dimension Description
Balcony/Porch/Lanai 23x10 First level , Concrete
Bedroom 2 13x11 First level , Vinyl , Ceiling Fan(s)
Bedroom 3 10x14 First level , Vinyl
Foyer 12x9 First level , Tile
Kitchen 14x20 First level , Tile , Breakfast Bar , Exhaust Fan , Granite Counters , Walk-In Pantry
Living Room 14x25 First level , Tile , Ceiling Fan(s)
Primary Bedroom 12x16 First level , Vinyl , Ceiling Fan(s) , En Suite Bathroom

Interior Features

  • Crown Molding
  • Eat-in Kitchen
  • Primary Bedroom Main Floor
  • Split Bedroom
  • Walk-In Closet(s)

Appliances

  • Built-In Oven
  • Dishwasher
  • Disposal
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator

Heating

  • Central
  • Electric
  • Heat Pump
  • Solar

Laundry features

  • Electric Dryer Hookup
  • Washer Hookup

Air Conditioning

  • Central Air

Floor Covering

  • Tile

Utilities

  • Public
  • Sprinkler Well

Exterior features

  • Rain Gutters
  • Sliding Doors

Parking features

  • Circular Driveway

Pets restrictions

  • No farm animals

Community Features

  • Street Lights

Construction Materials

  • Block

Road Surface Type

  • Paved

Roof

  • Shingle

Foundation

  • Slab

Listing information courtesy of CHARLES RUTENBERG REALTY INC

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Listing data comes from My Florida Regional MLS.

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